1. Commercial Property Insurance:
Comprehensive coverage for physical assets, including buildings, equipment, and inventory.
Protection against perils such as fire, theft, vandalism, and natural disasters.
2. Commercial Liability Insurance:
Tailored liability coverage to protect businesses from legal claims and lawsuits.
Coverage may include general liability, product liability, and professional liability.
3. Commercial Auto Insurance:
Fleet and individual vehicle coverage for businesses, including liability and property damage protection.Specialized coverage for commercial vehicles, ensuring seamless operations.
4. Cyber Insurance:
Comprehensive cybersecurity coverage to protect against data breaches and cyber threats.
Risk assessment and customized solutions to address the evolving landscape of cyber risks.
5. Workers’ Compensation Insurance:
Coverage for medical expenses and lost wages for employees injured on the job.
Compliance with state regulations to ensure a safe workplace and financial protection for employees.
6. Directors & Officers Insurance:
Protection for company leaders against personal losses in the event of legal actions.
Coverage for legal defense costs and financial indemnification.
7. Keyman Life Insurance:
Life insurance coverage for key individuals within the organization.
Financial protection in the event of the death of a key employee, helping the business recover.
8. Employee Benefits Insurance:
Tailored employee benefits packages, including health, life, and disability insurance.
Attractive benefits to enhance employee satisfaction and retention.
9. Scheduled Equipment Insurance/ Inland Marine:
Coverage for specialized equipment used in business operations.
Protection against damage, theft, or loss of scheduled equipment.
10. Surety Bonds:
Surety bonds guarantee the performance of contractual obligations.
Bid bonds, performance bonds, and payment bonds to instill confidence in clients and partners.
11. Business Owners Policy (BOP):
Bundled insurance package for small and medium-sized businesses.
Combines property, liability, and business interruption coverage for cost-effective protection.
12. Umbrella Insurance:
Additional liability coverage that extends beyond the limits of primary insurance policies.
Commercial Services
These products and services collectively form a comprehensive suite designed to address the diverse needs and risks faced by businesses, ensuring that 1st WIN Insurance, LLC can offer tailored solutions to its clients.
1st WIN Insurance 