Videographers face unique risks when it comes to protecting their business. Most operate a studio with expensive equipment, and many work on-site at events like weddings or corporate shoots. Your equipment, your talent, and your livelihood all need the right protection.

The most common policy for videographers in Seattle is a Business Owner’s Policy (BOP). This type of coverage protects your studio much like a homeowners policy protects your home. Key coverages often include:

• Business Income – Helps protect your income if your business operations are interrupted, such as from studio damage or equipment loss.
• General Liability – Covers you if your equipment causes damage or if someone is injured while on your property or at an event you are servicing.
• Commercial Property – Protects your studio, equipment, and even rented gear from loss or damage.

Additional Coverage Options for Seattle Videographers

Every videographer’s business is different. Depending on your operations, you may also need:

• Workers’ Compensation – Required if you have employees.
• Commercial Auto – For vehicles used in your business.
• Personal Injury – Protects against claims such as defamation or privacy violations.
• Umbrella Insurance – Provides extra liability coverage beyond your primary policies.
• Errors & Omissions (E&O) – Protects against claims of professional mistakes or negligence.

At 1st Win Insurance, LLC, we help Seattle-area videographers evaluate their risks and choose the right insurance to protect their business, equipment, and income. Call us today to make sure your business is fully covered.