Protect Your Business on the Road with 1st West Insurance, LLC

Whether you’re making deliveries across Seattle, transporting tools to job sites in Bellevue, or running service calls around Puget Sound, your business vehicles are a vital part of your operation. One accident, breakdown, or liability claim can put your business at risk — that’s where we step in.

At 1st West Insurance, LLC, we specialize in Commercial Auto Insurance that keeps your business covered — from single vehicles to full fleets.

Why Seattle Businesses Need Commercial Auto Insurance

If you use a vehicle for any business purpose beyond commuting, you likely need a commercial auto policy. A personal auto policy doesn’t provide the right protection when your vehicle is used for work-related activities.

You may need Commercial Auto Insurance if:

• You transport goods, tools, or equipment for your business.
• You or your employees drive company vehicles for deliveries or services.
• Your vehicle is owned or leased by your business.
• You need higher liability limits due to your line of work.
• You tow trailers or haul significant loads for business use.

What Does Commercial Auto Insurance Cover?

Like a personal auto policy, commercial coverage includes protection for:

• Bodily Injury Liability – Covers injuries or death caused to others in an at-fault accident and includes legal defense.
• Property Damage Liability – Covers damage to another person’s property and provides legal defense.
• Combined Single Limit (CSL) – A single coverage limit that applies to both bodily injury and property damage claims.
• Medical Payments / Personal Injury Protection (PIP) – Covers medical expenses for you and your passengers after a covered accident, regardless of fault.
• Uninsured / Underinsured Motorist Coverage – Protects you if another driver has no insurance or not enough insurance.
• Comprehensive Coverage – Covers damage from theft, vandalism, fire, flood, or other non-collision events.
• Collision Coverage – Covers damage to your vehicle when it collides with another vehicle or object.

Most commercial auto policies are “named driver only”, meaning only drivers listed on the policy can operate insured vehicles.

Local Protection, Local Expertise

With Seattle’s mix of heavy traffic, frequent rain, and busy delivery routes, having the right coverage matters. 1st West Insurance, LLC helps businesses throughout Seattle, Bellevue, Tacoma, Everett, and surrounding areas secure affordable, customized commercial auto insurance.

Our team will review your needs and build a policy that fits your business and your budget.

🚚 Keep your business moving — contact 1st West Insurance, LLC today for a Seattle Commercial Auto Insurance quote.